Algarve

The Charm of

City Heights

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Westmark

Presented At

€499,000

Bedrooms

Bathrooms

Living

1,055

SQM

Air Conditioning

Elevator

Fitness Center / Gym

Bar

Garage

Parking

Garden

Balcony

Pool

Playground

Beachfront

Water View

Gated Community

Privacy

Modern

Algarve

Algarve, Portugal.

Unrivaled Beachfront Living — Top-Floor Apartment in Bayline

Discover exclusivity, luxury and an extraordinary seaside lifestyle experience in this beautiful 1 bedroom apartment, part of the unrivaled beachfront development of Bayline in Armação de Pêra.

Bayline, provides the ultimate location offering direct access to the golden sands of Praia Grande and uninterrupted views of the Atlantic Ocean, Lagoa dos Salgados, and the stunning bay, this residence is designed to provide an unmatched combination of modern comfort, refined elegance, and natural beauty.

This high-standard gated community combines contemporary architecture with spectacular finishes, providing a dream home for the most discerning client.

The Apartment is top floor, you’ll never worry about neighbors above you. Top floor also ensures maximum light filling the unit. With 75m’ of gross area the space is ideal for those who value comfort and quality of life.

The apartment has one bedroom, including a generous bathroom suite with a closet. The comfortable living room, integrated with a modern and fully equipped kitchen, offers a perfect environment for family moments and entertainment. High ceilings guarantee a sense of volume and space, while double-glazed windows and electric shutters ensure comfort and privacy.
The balcony of this apartment is unique in Bayline as it’s not attached to any neighboring balconies offering privacy for outdoor eating and relaxation.

Enjoy a variety of luxury amenities, such as the stunning outdoor pool and an indoor heated pool, SPA, gym, golf green and a private garden of 2 hectares that includes a private children’s playground. The condominium also offers a reception with concierge service, ensuring a unique and personalized experience.

This beautiful T1 apartment comes with air conditioning, assigned parking space in the underground garage with a charging station for electric vehicles, this apartment is the perfect choice for those seeking a sophisticated lifestyle.

This is your opportunity to live in a place that combines natural beauty and modern amenities. Come and see this exclusive space and turn your dream into reality!

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Algarve

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (Portugal)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$499,000

Algarve, Portugal.

1 Beds

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Market Opinion

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Our perspective on current market conditions in this area. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $49,900,000 20% down ($9,980,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$4,288/day

Your home may appreciate while you sleep

$30,098/week $130,423/mo $1,565,082/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$27.5M

+$38.9M

$38.9M Potential Equity

vs $27.5M lost to rent over 10 years

$10.0M Down Payment Growth

3.9x

10yr

$38.9M

8.1x

20yr

$80.6M

12.6x

30yr

$126.0M

Wealth Comparison

×300

Equivalent to 300 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $126.0M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $58.8M +18%

Market $68.0M +36%

Optimistic $78.4M +57%

$38.9M est. equity

20 Years

Conservative $69.2M +39%

Market $92.5M +85%

Optimistic $123.2M +147%

$80.6M est. equity

30 Years

Conservative $81.5M +63%

Market $126.0M +153%

Optimistic $193.7M +288%

$126.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Algarve, Portugal have?

This apartment at Algarve, Portugal features 1 bedroom with 1,055 square feet of living space.

What is the size of Algarve, Portugal?

This property offers 1,055 square feet of living space.

What is the listing price for Algarve, Portugal?

This property is listed at $49,900,000, which equals $47299 per square foot.

Is now a good time to buy a home in this area?

Based on current market indicators, this area shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.